Is Your Old Annuity Stuck in the 2015-2021 Interest Rate Era?
It May Be Time for a Review!
Interest rates, caps, and payout structures have changed.
Your old annuity may not be working as efficiently as it could today.
Watch this short video from Mark Rogers explaining why annuities purchased in prior years deserve a fresh look in today’s interest-rate and retirement environment.
Do you Own an Annuity from 2015–2021?
It May Be Time for a Review
Interest rates, caps, and payout structures have changed.
Your old annuity may not be working as efficiently as it could today.
Watch this short video from Mark Rogers explaining why annuities purchased in prior years deserve a fresh look in today’s interest-rate and retirement environment.
Is Your Old Annuity Still Competitive?
If your annuity was purchased between 2015 and 2021,
it was issued during one of the lowest interest rate periods in history.
Today’s contracts may offer:
• Higher caps and participation rates
• Improved fixed rates
• More flexible income riders
• Better liquidity options for healthcare expenses
The question is not whether annuities are good or bad.
The question is whether yours is still aligned with today’s environment and your current retirement goals.
Is Your Annuity Still Competitive?
If your annuity was purchased between 2015 and 2021, it was issued during one of the lowest interest rate periods in history.
Today’s contracts may offer:
• Higher caps and participation rates
• Improved fixed rates
• More flexible income riders
• Better liquidity options for healthcare expenses
The question is not whether annuities are good or bad.
The question is whether yours is still aligned with today’s environment and your current retirement goals.
What We Review
◯ Growth Potential
Are today’s caps, spreads, and participation rates stronger than what your current contract offers?
◯ Income Strategy
If you plan to turn on income soon, is your payout structure optimized for today’s rates?
◯ Liquidity & Healthcare Planning
Does your contract provide sufficient access for unexpected medical expenses?
◯ Beneficiary Alignment
Are your beneficiaries current and structured the way you intend?
◯ Purpose Check
Does this annuity still serve the original reason you purchased it — growth, income, legacy, or protection?
How the Review Works
Simple 3-Step Process
Step 1 – Gather Information
Bring your annuity statement or contract summary.
Step 2 – Objective Review
We compare your current contract to what is available today.
Step 3 – Clear Recommendation
You’ll receive a straightforward explanation of whether:
Keeping your current annuity makes sense
Adjustments could improve performance
Or no change is necessary
No complicated jargon. Just clear information.
What We Review
◯ Growth Potential
Are today’s caps, spreads, and participation rates stronger than what your current contract offers?
◯ Income Strategy
If you plan to turn on income soon, is your payout structure optimized for today’s rates?
◯ Liquidity & Healthcare Planning
Does your contract provide sufficient access for unexpected medical expenses?
◯ Beneficiary Alignment
Are your beneficiaries current and structured the way you intend?
◯ Purpose Check
Does this annuity still serve the original reason you purchased it — growth, income, legacy, or protection?
How the Review Works
Simple 3-Step Process
Step 1 – Gather Information
Bring your annuity statement or contract summary.
Step 2 – Objective Review
We compare your current contract to what is available today.
Step 3 – Clear Recommendation
You’ll receive a straightforward explanation of whether:
Keeping your current annuity makes sense
Adjustments could improve performance
Or no change is necessary
No complicated jargon. Just clear information.
Who This is For
• Retirees age 60–80
• Annuity owners with contracts older than 6 years
• Those unsure what their annuity is actually earning
• Couples concerned about widow income reduction
• Individuals wanting clarity without pressure
Who This is For
• Retirees age 60–80
• Annuity owners with contracts older than 6 years
• Those unsure what their annuity is actually earning
• Couples concerned about widow income reduction
• Individuals wanting clarity without pressure
Frequently Asked Questions
Is there a cost for the review?
No. The review is complimentary.
Do I have to switch my annuity?
No. Many clients keep their existing contract after reviewing.
How long does the appointment take?
Typically 20–30 minutes.
What should I bring?
Your most recent annuity statement or contract summary.
Frequently Asked Questions
Is there a cost for the review?
No. The review is complimentary.
Do I have to switch my annuity?
No. Many clients keep their existing contract after reviewing.
How long does the appointment take?
Typically 20–30 minutes.
What should I bring?
Your most recent annuity statement or contract summary.
Before You Turn on Income or Let Another Year Pass
Make Sure Your Annuity Is Working Efficiently
Even small improvements in caps, participation rates, or payout structures can make a meaningful difference over time.
Before You Turn on Income or Let Another Year Pass
Make Sure Your Annuity Is Working Efficiently
Even small improvements in caps, participation rates, or payout structures can make a meaningful difference over time.
About Mark
LUTCF, CLTC
Mark Rogers brings over 20 years of experience helping hard-working individuals and families navigate life insurance, retirement income, long-term care, and Medicare decisions. He and his wife of 33 years raised three children and are now enjoying life with two grandchildren on a small country hobby farm—an experience that deeply shapes his practical, family-first approach to planning. In this live webinar, Mark walks through the three primary retirement personas he serves—business owners, single women, and legacy-minded couples—each seeking greater security and dependable guarantees in retirement.
About Mark
LUTCF, CLTC
Mark Rogers brings over 20 years of experience helping hard-working individuals and families navigate life insurance, retirement income, long-term care, and Medicare decisions. He and his wife of 33 years raised three children and are now enjoying life with two grandchildren on a small country hobby farm—an experience that deeply shapes his practical, family-first approach to planning. In this live webinar, Mark walks through the three primary retirement personas he serves—business owners, single women, and legacy-minded couples—each seeking greater security and dependable guarantees in retirement.
Copyright © 2026 | Simply Benefits LLC | All rights reserved
Mark Rogers is a licensed insurance professional. This review is for educational purposes and does not constitute tax or legal advice. Product availability and features vary by state and carrier.
Copyright © 2026 | Simply Benefits LLC | All rights reserved
Mark Rogers is a licensed insurance professional. This review is for educational purposes and does not constitute tax or legal advice. Product availability and features vary by state and carrier.